Legal
William F. Scofield, LLC maintains and updates this site whenever necessary. You may not copy, modify, reproduce, transmit, display, sell or use the content of this site without the written consent of William F. Scofield, LLC.

By using this site, you agree to be bound by the following terms and conditions:

Trademarks
All the logos, custom graphics and icons on this site are trademarks and/or service marks of William F. Scofield, LLC, and may not be used without the written consent of William F. Scofield, LLC.

Copyright
Unless otherwise noted, all content and information included on this site are the property of William F. Scofield, LLC, and protected by U.S. and international copyright laws. Any other use is strictly prohibited.

No Warranties; Limitation of Liability
The information on this site is subject to change without notice. William F. Scofield, LLC expressly disclaims any obligation to keep this site up to date or free of errors or viruses, or to maintain uninterrupted access to this site. William F. Scofield, LLC assumes no responsibility for errors or omissions in the site. William F. Scofield, LLC disclaims any express or implied warranties related to the use of the site including, without limitation, merchantability, suitability, non-infringement, or fitness for any particular purpose. William F. Scofield, LLC shall not be liable for any errors contained in the site or for any damages whatsoever arising out of or related to the use of this site, including, but not limited to direct, indirect, special, consequential or punitive damages, whether under a contract, tort or any other theory of liability.

William F. Scofield, LLC assumes no responsibility for errors or omissions that are referenced by, or linked (by hypertext links) to third party Web sites. William F. Scofield, LLC makes no representations or warranties of any kind whatsoever for the contents of third party web sites or for any products or services mentioned or offered in the third party web sites.

Indemnity
As a condition of using this site, you agree to indemnify William F. Scofield, LLC, its officers, directors, employees, agents and suppliers from any and all liabilities, losses, expenses, damages, and costs (including attorneys' and experts' fees), resulting from your violation or breach of the terms of this agreement.

Postings and Transmissions
Any information or material that is posted or transmitted to this site without the written consent of William F. Scofield, LLC is strictly prohibited. William F. Scofield, LLC assumes no liability for postings and transmissions to this site that are done without its knowledge and written consent.

Submissions and Communications
Except as provided in our Privacy Policy, any communications, comments, or other information that you transmit to this site in the form of electronic mail or otherwise is non-confidential and will become the property of William F. Scofield, LLC, and may be used exclusively and without restriction by William F. Scofield, LLC without acknowledgement or compensation to you.

Applicable Law
The laws of the State of New York shall govern these terms and conditions without giving effect to any principles of conflicts of law. You hereby consent to the exclusive jurisdiction and venue of the courts in Westchester County, New York, USA in any suit, action or proceeding arising out of these terms and conditions.

Severability
If any provision of these terms and conditions is found to be in violation of any law, rule, or regulation, that provision shall be deemed modified to comply with applicable law, rule, or regulation, and shall be deemed severable from these terms and conditions and shall not affect the validity and enforceability of any remaining provision. William F. Scofield, LLC's failure to enforce any provision of these terms and conditions shall not be construed as a waiver of any other provision.

Privacy
William F. Scofield, LLC understands the sensitive nature of the information provided to us and our success is directly related to our clients’ trust in our obligation:

• to keep your information private;
• to not transmit or sell any of your personal information to other parties without your consent, and
• to ensure that all electronic communications between William F. Scofield, LLC and third parties related to your closing transaction are secure.

Information We Need and Gather
We only gather information that is absolutely needed in connection with your transaction. In fact, until you register with us, we retain no information from your visit. Many sites track your visits to their web sites, even as you think you are remaining anonymous. William F. Scofield, LLC’s site only tracks, on our secure servers, information on users when they decide to register with us. While this limits our ability to follow up on partial sessions or track visitors who don’t register, we are committed to allowing users to anonymously browse and search our website.

Specific Information We Need
Only those at William F. Scofield, LLC who will be working with you will have access to the information you provide us. All employees are advised on their first day and regularly thereafter regarding our customer’s right to privacy and our privacy policies. If you are uncomfortable providing information on-line, we strongly encourage you to phone William F. Scofield, LLC with the information.

William F. Scofield, LLC uses Secure Socket Layer (SSL) technology supporting up to 128 bit encryption whenever a user is logged on and viewing personally identifiable information. SSL prevents unauthorized parties from viewing any personally identifiable information provided to us by providing you with a secure session.

What Do We Do With Your Information?
We do as little as possible with your information. We do not sell any of your information. After you’ve decided to work with us, we may need to provide the information you gave us (name, address, etc.,) to third party providers. Examples of such third party providers are title companies, home insurance companies and payoff providers; providers who are connected to the transaction.

Links to Other Sites
William F. Scofield, LLC, from time to time, will provide our customers with links to other sites. William F. Scofield, LLC and www.centralparklaw.com are not responsible for the privacy practices or the content of such websites. We urge you to check every internet site’s Privacy Policies before disclosing any information to them.

Cookies
Cookies are bits of information stored on your computer so that when you revisit a web site it will be able to obtain, via your cookie, some of the information you provided on your prior visit(s). There are two types: temporary and permanent. Permanent cookies are stored on your hard drive. Temporary cookies are kept by your browser temporarily and are lost when the browser is closed. Unlike many sites, we place no permanent cookies on your computer. We use temporary cookies only for "session management", i.e. to know that it is the same user from one page to the next. No sensitive information is transmitted in a cookie. Instead of using permanent cookies, we use only your login "user id" to securely track the information you provide to us.

Removal of personal information
If you are a registered user and have not placed an order for services, your registration and personal information can be deleted by sending an email request to privacy@centralparklaw.com along with your login id. Residual information will remain within our archive records.

Changes or Corrections
If at any time you wish to change any information we possess during the course of your transaction, please email us from the email address you used at registration or call (914) 761-0444.

Equal Opportunity
This law makes it illegal for any mortgage lender or broker to discriminate against any person because of race, color, religion, sex, handicap, marital status or national origin.
The Equal Credit Opportunity Act prohibits lenders from discriminating against credit applicants in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, whether all or part of the applicant's income comes from a public assistance program, or whether the applicant has in good faith exercised a right under the Consumer Credit Protection Act.

Under these laws, a consumer cannot be refused a loan based on these characteristics nor be charged more for a loan or offered less favorable terms based on such characteristics.

If you believe you have been discriminated against, you should send a complaint to:

AND

Consumer Activities Division
Comptroller of the Currency
Washington DC 20219
(For processing under Comptroller of the Currency Regulations)